Rocky River Is a Low-Risk Rural EB-5 Loan Investment Opportunity with Multiple Safety Features
Rocky River is a best-in-class EB-5 project in a rural targeted employment area (TEA). Because the project is in a TEA, the minimum investment amount is $800,000 instead of $1,050,000. This project offers investors many key features, including a loan repayment guaranty, a job creation guaranty, and priority I-526E petition processing.
EB-5 funds will be used to develop a single-family home community in Locust, North Carolina. Rocky River is a Cresswind community and follows the success of 13 prior completed or in-process developments across the southeastern United States. These Cresswind communities have, to date, sold over 6,000 homes, more than 5,500 of which have been built and delivered to buyers.
The project’s developer is The Kolter Group. Kolter is a real estate development and investment company based in the United States. It is one of the top 20 largest private home builders in the United States with over $30 billion of in-process and realized development since 1997.
EB5AN is an EB-5 investment fund manager, USCIS-approved regional center operator, and consultancy. EB5AN helps foreign investors immigrate to the United States through investments in U.S. businesses under the EB-5 program.
Kolter and EB5AN have worked together on 21 prior EB-5 projects, all of which have received 100% USCIS project approval to date, with 100% of EB-5 investment funds either repaid or in good standing.
Immigration and Financial Safety Features for Investors
Rocky River is a compelling rural EB-5 project that offers investors a clear path to a Green Card with limited immigration and financial risk.
Fund Administration
PRXY Fund Services, a third-party fund administration services company, will facilitate the administration of the fund in compliance with the integrity provisions of the RIA. Their proprietary PRXY Co. platform tracks and records all EB-5 draws and project expenditures throughout the project lifecycle and provides EB-5 investors with a real-time view of comprehensive project metrics.
Job Creation Guaranty
The Rocky River project features a job creation guaranty, which means Kolter will spend all the EB-5 funds on EB-5 program eligible expenditures. As a result, the project will create the direct and indirect jobs required for every EB-5 investor to get their permanent Green Cards approved.
EB-5 Loan Repayment Guaranty
EB-5 investments will be used to make a loan to fund the Rocky River project. A Kolter parent company has provided a loan repayment guaranty, which means that if the borrower were unable to repay the loan on time, the parent company’s assets and equity would be used to fully repay the balance of the loan.
I-526E Approval Refund Guaranty
The Rocky River project features an I-526E approval refund guaranty. This guaranty means that if an EB-5 investor’s I-526E petition is denied by USCIS, he or she may be able to receive a faster return of his or her money.
Priority I-526E Processing
Because the Rocky River project is located in a rural TEA, USCIS will prioritize investors’ I-526E petitions. With priority processing, immigrant petitions are adjudicated in months instead of years. An investment in a rural project also gives access to rural set-aside visas, which account for 20% of all EB-5 visas. Having access to set-aside visas means fewer immigration delays.
Proven Cresswind EB-5 Project Structure
Rocky River is highly similar to the successful Twin Lakes Georgia rural EB-5 project, which is also a Cresswind community developed by Kolter. USCIS issued five Form I-956F exemplar approvals to Twin Lakes Georgia, accepting its EB-5 loan structure, repayment guaranty, and other key project features that are also present in Rocky River.
Rocky River
Single-Family Home Community (Loan)
Rocky River
Single-Family Home Community (Loan)
EB-5 Offering Terms
| Project Developer | The Kolter Group |
| EB-5 Offering | $80,000,000 |
| Min. Investment | $800,000 |
| Structure | Secured Loan |
| Return | Fixed Preferred Return |
| Term | 5 Years |
| Escrow | Yes |
| I-956F Exemplar | USCIS Pending |
| I-526E Filings | Now Available |
| Project Security | Repayment Guaranty, I-526E Approval Refund Guaranty, Job Creation Guaranty |
Rocky River Project Highlights
Rocky River is a compelling rural EB-5 project that offers investors a clear path to a Green Card with limited immigration and financial risk.
Here are some of the key highlights of the Rocky River project:
- The project is a 1,120 single-family home Cresswind community development being developed by Kolter.
- Kolter is one of the largest private developers in the United States and has invested in real estate projects totaling over $30 billion in value since 1997; Kolter has completed over 100 residential projects, delivered over 27,000 units, and never failed to repay a loan. All EB-5 investments in Kolter projects are in good standing or have been repaid.
- Kolter is one of the top 20 largest private home builders in the United States.
- Follows the success of 13 prior completed and in-process Cresswind communities, with sales to date of 6,000+ homes, 5,500+ of which have been delivered to buyers.
- The project is expected to create 7,020+ qualifying EB-5 jobs.
- Rural TEA status qualifies EB-5 investors for faster I-526E processing.
- Rural TEA status means access to the 20% EB-5 visa set aside category, which reduces waiting time for a Green Card after I-526E approval.
- EB-5 investors can make partial initial EB-5 investments of less than $800,000, with a commitment to fund the balance within a set period of time.
- Each EB-5 investor’s five-year EB-5 loan term starts on release to the project and is independent from other EB-5 investors’ loan terms.
- The EB-5 loan has a repayment guaranty from a Kolter parent company.
- EB-5 investors benefit from an I-526E approval refund guaranty.
- EB-5 investors benefit from a job creation guaranty.
- EB5AN’s track record includes 20+ prior EB-5 regional center projects with 100% financial success and USCIS project approval on all prior projects.
- H-1B / F-1 / E-2 / TN / L-1 visa holders can immediately adjust immigration status and concurrently file for EAD and travel documents.
Rocky River Full Project Video
For more insight into the Rocky River project, watch the following informative video:
Request Rocky River Financial Statements
Financial statements provide an overview of a project’s financial health. These documents including information on revenues, expenses, assets, liabilities, and profitability.
Before investing in any project, an EB-5 investor should ask to review all key financial documents to assess the project’s viability. By reviewing a project’s financial statements, an investor is able to check for potential risks before making an investment decision.
At EB5AN, we believe that transparency is vital to investors making informed decisions. If you are a foreign national looking for a low-risk EB-5 project, we are happy to share the financial statements for the Rocky River project with you.
Simply send your request via email to sam.silverman@eb5an.com.
Kolter Homes: Built Around You 2023
For more details about Kolter Homes, watch the following informative video:
Rocky River Project Introduction Download
The EB-5 program is complex, and each project is unique. EB-5 investors should take their time to thoroughly review a project before investing. Request a Rocky River project download to discover how this project fulfills all EB-5 visa program requirements.
Rocky River Project Location
Rocky River is located at 9975 Bethel Church Road, Locust, North Carolina, 28097. Explore this location and nearby stores, services, and attractions using the map below:
Rocky River Project Gallery
View the gallery below to learn more about the Rocky River development project.
As one of the largest private developers in the United States, The Kolter Group LLC and its predecessors and affiliates have invested in real estate projects totaling over $30 billion in value (both realized and in process).
The company is headquartered in South Florida and has five divisions:
- Kolter Homes
- Kolter Multifamily
- Kolter Hospitality
- Kolter Land
- Kolter Urban.
Kolter has developed thousands of single-family homes, apartment units, condominium units, hotel rooms, and finished land lots in the southeastern United States.
Kolter has borrowed billions of dollars over its 25+ year history and has never failed to repay a loan. All EB-5 investments in Kolter projects are in good standing or have been repaid.
EB5AN is a national EB-5 consulting and investment firm with a unique team from a diverse set of institutional backgrounds, which include the following:
- business strategy
- private equity
- capital markets
- real estate
- securities, tax, and immigration law
The firm’s diversely qualified professionals give it an advantage in identifying and structuring EB-5 deals from multiple perspectives. They work with established developers in the United States interested in creating economically feasible and financially sound EB-5 projects.
Kolter Homes is an award-winning Kolter real estate development brand that builds homes and master planned communities. Kolter Homes helps new home buyers find the right community, build their ideal home, and enjoy life in Florida, Georgia, and the Carolinas.
Through its Cresswind brand, Kolter Homes develops communities for adults age 55+ accros the Southeast. These communities offer active adults new homes and activities designed for the way they live, both now and in the future.
Erin Osborne is the founder and managing partner of EB5 Economist, an economic research firm specializing in analyzing the economic impact of EB-5 projects.
The team at EB5 Economist has completed more than 100 EB-5 economic impact reports and is well respected in the EB-5 industry.
The firm is based in South Florida and works with EB-5 projects nationwide.
Founded in 2009, Customers Bank—publicly traded on NYSE with the ticker symbol CUBI—is a super-community bank with over $20 billion in assets.
Customers Bank has a highly diverse client portfolio, including small businesses, individual clients, and private entities with net worths of over $100 billion. The company provides dedicated personal service for the businesses, professionals, individuals, and families with whom they partner.
With its nationwide network of offices and operation centers, Customers Bank was listed #31 on the Forbes list of America’s Best Banks in 2023.
PRXY Fund Services is a third-party fund administration services company.
Their proprietary PRXY Co. platform tracks and records all EB-5 draws and project expenditures throughout the project lifecycle and provides EB-5 investors with a readily available, real-time view of comprehensive project metrics.
