Kolter Repays the Full $24.5 Million Water Club EB-5 Loan

The Kolter Group has fully repaid the $24.5 million EB-5 loan associated with the Water Club North Palm Beach project. This repayment marks an important milestone in EB5AN’s long-standing commitment to offering secure, carefully vetted EB-5 projects that meet the financial and immigration goals of its investors.

The Water Club North Palm Beach development represents one of EB5AN’s earliest collaborations with The Kolter Group, a nationally recognized real estate developer. This successful loan repayment further demonstrates the strength of the EB5AN–Kolter partnership, which has consistently delivered industry-leading EB-5 outcomes.

The Water Club repayment builds on the momentum of other completed and repaid EB5AN–Kolter projects, such as Mark Sarasota, VUE Sarasota, and Saltaire St. Petersburg, all of which have contributed to EB5AN’s reputation as a high-performing EB-5 fund manager and regional center operator.

This article provides an overview of the Water Club project, examines the performance of The Kolter Group as a developer, and outlines what this latest repayment means for new investors considering EB5AN’s currently available investment opportunities.

Overview of Water Club North Palm Beach

Water Club North Palm Beach is a luxury condominium community located in the highly desirable waterfront neighborhood of North Palm Beach, Florida.

The project includes three modern residential towers, 20 villa-style residences, and over 80,500 square feet of private amenities.

In addition to being completed on time and within budget, the Water Club development generated over 20 qualified EB-5 jobs for each investor, well above the USCIS-required minimum of 10 jobs. This ensures that all investors have satisfied the job-creation requirement for permanent Green Card eligibility.

EB5AN’s Approach to Risk Mitigation and Project Selection

The success of the Water Club project reflects EB5AN’s methodical approach to project selection, underwriting, and immigration compliance. EB5AN maintains a strict internal vetting process that evaluates each project’s financial soundness, job creation capacity, construction feasibility, and developer experience.

EB5AN only sponsors projects that meet these stringent requirements. This conservative and disciplined selection process is one of the primary reasons that all EB5AN-sponsored projects to date have achieved 100% USCIS approval rates and why all EB-5 capital in Kolter projects remain in good standing or have been fully repaid.

Notably, each project structure is designed to maximize investor security while maintaining full compliance with EB-5 program requirements. In the case of Water Club, job-creation significantly exceeded the requirement, and the $24.5 million EB-5 loan has now been repaid in full by The Kolter Group, in line with the originally disclosed exit strategy.

This level of operational consistency and transparency is rare in the EB-5 industry and further underscores EB5AN’s leadership position among regional center operators.

The Kolter Group: A Proven Developer With an Exceptional Track Record

Founded in 1997, The Kolter Group has established itself as one of the most reliable real estate developers in the United States. Kolter has invested in real estate projects totaling more than $37 billion in value since 1997. The company has completed over 100 residential projects and delivered more than 27,000 units.

Kolter operates across several sectors, including luxury condominiums, master-planned communities, multifamily apartment complexes, and branded hospitality properties. The firm’s geographic focus spans Florida, Georgia, North Carolina, and South Carolina.

A defining feature of Kolter’s performance is its unblemished financial record. In its 28-year history, Kolter has never failed to repay a loan. This level of financial reliability provides a strong foundation for investor confidence, particularly in the context of the EB-5 program, where project completion and capital repayment are essential.

Kolter’s ability to consistently deliver projects on time and on budget makes it an ideal partner for EB5AN. The continued success of the EB5AN-Kolter partnership is evidenced not only by Water Club but also by numerous other projects that have reached successful immigration and financial outcomes.

The Significance of the Water Club Loan Repayment for EB-5 Investors

The full repayment of the Water Cub EB-5 loan carries important implications for both current and prospective EB-5 participants.

First, it reinforces the importance of selecting projects sponsored by experienced, transparent regional center operators with a track record of successful exits.

Many EB-5 projects in the marketplace lack a demonstrated history of capital repayment or job creation. Some operators have no successful projects at all.

In contrast, EB5AN’s ongoing performance, including the Water Club loan repayment, provides tangible evidence of its ability to structure, manage, and deliver successful EB-5 offerings.

Finally, the repayment provides reassurance to investors in ongoing EB5AN–Kolter projects that they can expect a similar outcome, achieving both a permanent Green Card and a return of their investment once the investment reaches maturity.

All completed EB5AN-Kolter projects have created sufficient jobs, and all investments are currently in good standing or have been repaid. Several projects, including Mark Sarasota, Water Club, VUE Sarasota, Hyatt Fort Lauderdale, and Hyatt Boca Raton, have already generated I-829 approvals, providing investors with permanent Green Cards.

Current EB5AN-Kolter Projects Available for Investment

Building on the success of Water Club, EB5AN is currently offering multiple active EB-5 investment opportunities developed by The Kolter Group and designed with the same focus on investor safety and immigration success.

Rocky River

Located in Locust, North Carolina, Rocky River is a rural EB-5 loan investment that will create a 1,120-home Cresswind community, following Kolter’s 13 successful prior developments. Investors benefit from a loan repayment guaranty, job creation guaranty, and I-526E approval refund guaranty, providing exceptional financial and immigration security. With Form I-956F exemplar approval and the first I-526E petition approved in just 6.5 months for the prior fund, Rocky River offers priority rural processing, visa set-aside access, and a proven, USCIS-approved structure backed by EB5AN’s 100% project approval record.

Terra Ceia Multifamily

The Terra Ceia Multifamily project in Palmetto, Florida offers EB-5 investors the flexibility to participate through either an equity or loan investment structure. The project will develop a 276-unit market-rate apartment community and has received Form I-956F exemplar approval for both offerings—confirming full EB-5 compliance. Backed by The Kolter Group and EB5AN’s 20+ successful prior collaborations, Terra Ceia provides strong financial security and access to urban set-aside visas. The equity investment option offers a 5% annual preferred return, while the loan option includes a repayment guaranty and a short 3-year investment term.

Spring Haven

Spring Haven, located in Newnan, Georgia, is an urban EB-5 loan investment that continues Kolter’s successful Cresswind community model. Construction is well underway, with 1,300+ EB-5 jobs created. Investors enjoy multiple safeguards—including loan repayment, job creation, and I-526E approval refund guaranties—and benefit from urban TEA visa set-asides. With USCIS Form I-956F exemplar approval, Spring Haven provides a secure, proven pathway to permanent residency.

Current Non-Kolter Projects Available for Investment

In addition to its Kolter partnership, EB5AN is also offering EB-5 investment opportunities with other experienced and reputable developers.

Bay Creek

Bay Creek is a rural senior EB-5 loan investment located on the Chesapeake Bay in Cape Charles, Virginia. The 741-acre master-planned community includes luxury homes, two championship golf courses, and miles of private beaches and a nature preserve. EB-5 funds are protected by a senior mortgage, job creation guaranty, and I-526E approval refund guaranty. With USCIS Form I-956F exemplar approval, investors benefit from priority processing and rural visa set-asides.

Grand Park

Located in Fraser, Colorado, just over an hour from Denver, Grand Park is a premier rural EB-5 loan investment offering exceptional financial and immigration protections. The 264-acre master-planned community includes homes, apartments, lodging, and recreation, with construction already well underway. Over 200 EB-5 jobs have already been created. Investors benefit from priority I-526E processing, rural visa set-asides, and multiple safeguards including job creation, construction completion, and I-526E approval refund guaranties. Backed by EB5AN’s 100% USCIS project approval rate, Grand Park offers a secure, compliant path to U.S. residency.

Reinforcing EB5AN’s Commitment

The successful repayment of the $24.5 million EB-5 loan for the Water Club North Palm Beach project is a significant achievement for both EB5AN and The Kolter Group. It confirms the effectiveness of EB5AN’s project selection and structuring process and demonstrates once again the strength of its long-standing partnership with Kolter.

With over 20 EB-5 projects completed or in progress and a growing number of I-829 approvals, EB5AN continues to provide exceptional EB-5 investment opportunities that prioritize both immigration success and financial security.

Investors seeking a proven, transparent, and results-driven regional center partner are encouraged to explore EB5AN’s currently available offerings and take the next step toward achieving permanent U.S. residency through the EB-5 program.

If you’re looking for an EB-5 partner who communicates clearly and consistently, look no further.
At EB5AN, transparency is of the utmost importance to us. More than 2,700 families from over 70 countries have selected EB-5 projects sponsored by EB5AN regional centers. Our expert team has more than a decade of experience, and we offer our clients first-rate, low-risk EB-5 regional center projects with a 100% USCIS project approval rate.

If you would like to know more about your EB-5 investment options, book a free call with our expert team today.