Rocky River Rural EB-5 Project June 2025 Update: Strong EB-5 Job Creation Continues at Rocky River

Rocky River is a 1,120 single-family home community with amenities, being developed by Kolter Homes. This Cresswind community is an age-restricted, 55+ active adult community in Locust, North Carolina, about 45 minutes from downtown Charlotte, North Carolina.

Rocky River follows 13 successful Cresswind communities developed by Kolter Homes, including Twin Lakes Georgia. Each of these projects is either completed or currently under construction, with more than 6,000 homes already built and turned over to buyers. Kolter Homes has proven experience delivering single-family home communities on time and on budget. Rocky River will build on this successful track record.

In June 2025, Kolter spent approximately $1.4 million furthering development of the project. This spending resulted in the creation of 14.2 EB-5 eligible jobs.

A proven business model with consistent job creation is one of the key factors that makes Rocky River one of the safest EB-5 projects available. EB-5 investors can have confidence that enough jobs will be created for them to qualify for Green Cards and that they will be repaid.

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June 2025 Job Creation Progress for Rocky River

$1.4 million of new development expenditures created approximately 14.2 new EB-5 jobs.

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The Importance of Job Creation for EB-5 Investors

The EB-5 program requires each foreign investor’s investment funds to create at least 10 new jobs for U.S. workers. When an EB-5 investor has completed his or her two-year period of conditional residence in the United States, he or she must prove to USCIS that these jobs were created. As a result, an EB-5 project’s level of risk is tied to its job creation.

Certain EB-5 projects on the market have not started construction at all. These kinds of projects are unlikely to have created many jobs for their EB-5 investors.

If such projects run into financial difficulties, they may not spend enough money on development to create sufficient EB-5 jobs. EB-5 investors in such projects could have their EB-5 applications denied by USCIS.

Because of Kolter Homes’ proven business model developing Cresswind communities, Rocky River offers EB-5 investors a level of immigration safety that is rare in the EB-5 market.

EB-5 investors in Rocky River can invest with confidence knowing that sufficient jobs will be created for them to remove conditions from their temporary Green Cards and remain in the United States as permanent residents.

Reasons for the Success of Cresswind Communities

A Wealthy Target Market Unaffected by Elevated Interest Rates

As an age 55+ community, Rocky River targets a fast growing, affluent buyer segment—aging baby boomers. With an industry average move-in age of 72, the active adult segment is at the forefront of the baby boomer wave. Historically, 55+ age-restricted communities command strong premiums over market rate housing. Additionally, since buyers are often already homeowners, they tend to have significant equity in their previous home.

Baby boomers are the wealthiest demographic in the United States. They have significant homebuying power since they can make larger down payments. According to Fortune, baby boomers housing wealth totals $18 trillion—more than triple the amount owned by millennials.

As of 2023, baby boomers reclaimed their place as America’s top homebuying group. The title had been held by millennial homebuyers from 2014 until 2022.

With more savings and equity at their disposal, many seniors make large down payments. In many cases, seniors pay for new homes in cash, without the need for a mortgage.

With less need for a mortgage, these buyers are not as impacted by the current higher costs of borrowing.

By targeting the senior demographic, Rocky River has positioned itself for long-term success.

Ideal Location and Amenities for Active Adults

Seniors and retirees who are looking for new housing often want to be close to a major urban center. Living close to a large city gives them access to healthcare, transportation, shopping, and other key services and amenities.

Rocky River is less than one hour away from Charlotte Douglas International Airport. This airport has the 9th highest traffic in the United States and is a central transportation hub for American Airlines. Additionally, the Charlotte metro area is one of the fastest growing cities in the United States.

In addition to having access to Charlotte and other local businesses, Rocky River will offer an appealing list of on-site amenities. These include a state-of-the-art clubhouse, event spaces, and a variety of athletic and recreational facilities.

Kolter: A Leader in Active Adult Homebuilding

Kolter’s projects, particularly its Cresswind brand for active adults age 55+, have been recognized nationally. Rocky River is a Cresswind-branded community.

Since 1997, Kolter has invested in projects with an expected value of over $30 billion, completed over 100 residential projects, and delivered over 27,000 units. Today, Kolter has investments in 90+ additional residential projects, expected to deliver 65,000 units.

In over 25 years of completing projects, Kolter has successfully repaid billions in loans and has never failed to repay a loan.

Kolter’s track record of successfully repaying loans and finishing projects provides for strong and long-standing relationships with leading financial institutions in the United States, including some of the nation’s largest banks.

Kolter and EB5AN have worked together on 25+ prior EB-5 projects. All prior Kolter–EB5AN projects have either been completed as planned or are on track toward successful completion. All EB-5 funding in these projects has either been repaid or is in good standing.

Learn More about Rocky River

EB-5 projects rarely offer both a high level of financial security and strong immigration safety. With EB-5 jobs already created, a loan repayment guaranty, and other top features, Rocky River stands out in the market.

EB5AN structures financially strong, USCIS-compliant projects to help EB-5 investors protect their hard-earned funds and get U.S. Green Cards as quickly as possible.

To learn how you and your family could be approved for U.S. Green Cards in as little as 12 months, schedule a free consultation with EB5AN to learn more about Rocky River’s exceptional benefits for EB-5 investors.

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